DPDPA readiness for fintech companies.
Fintechs are already managing RBI, SEBI, or other sectoral obligations. DPDPA adds a layer specifically about how personal data is collected, used, and protected, alongside those requirements rather than in place of them.
What personal data typically looks like here
Where this usually creates the most work
Clear consent at onboarding, separate from other terms
Onboarding often collects sensitive identity and financial data in one flow. Consent for that collection needs to be distinguishable from acceptance of general terms of service, not bundled into a single checkbox.
Vendor chains carrying identity and financial data
KYC verification providers, payment gateways, and credit bureaus all touch sensitive data on your behalf. Each is worth the same scrutiny you'd apply to your own systems.
Vendor review checklistDeletion requests against regulatory retention rules
Financial records are often subject to mandatory retention periods under other regulations. A data principal's deletion request generally doesn't override a retention obligation required by law, but you need a documented basis for saying so.
Breach response with real financial exposure
An incident involving financial or identity data carries higher stakes for the people affected. A defined first-response workflow reduces how much of that plays out in real time.
Other industries
Readiness work looks different depending on how your organisation uses personal data.
See where your organisation stands.
Ten minutes, no legal jargon, no commitment.